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Introduction to Pay Small

This week's contest

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TICK TOCK,
WHY DID
THE MOUSE
RUN UP
THE CLOCK ?

HOW DOES A HEDGEHOG
GET A MASSAGE ?

WHY DID THE WILD GOOSE
CHASE THE PLANE ?

HOW DOES
A HAMSTER
SHOP ALL DAY ??

HOW CAN YOU STOP
A MONKEY FROM
JUMPING ON A BED ?

HOW CAN A RABBIT BUY
A COUPLE OF CARATS
FOR ITS VALENTINE ?

HOW DO YOU FIT
AN ELEPHANT
INTO A FRIDGE?

WHICH ARM DOES
THE OCTOPUS WEAR
HIS WATCH ON?

↓ Pay Small

TICK TOCK,
WHY DID
THE MOUSE
RUN UP
THE CLOCK ?

THIS WEEKS ANSWER
COMING SOON!

HOW DOES A HEDGEHOG
GET A MASSAGE ?

ROLL IT OVER
AND GIVE IT A
BELLY RUB!

WHY DID THE WILD GOOSE
CHASE THE PLANE ?

It saw Ryan GOOSEling
getting on it!!

HOW DOES
A HAMSTER
SHOP ALL DAY ??

WITH ITS
WHEELPOWER!

HOW CAN YOU STOP
A MONKEY FROM
JUMPING ON A BED ?

GIVE THE MONKEY
A ROPE TO
SWING ACROSS !

HOW CAN A RABBIT BUY
A COUPLE OF CARATS
FOR ITS VALENTINE ?

HE TRADES IN
HIS CARROTS FOR CARATS

HOW DO YOU FIT
AN ELEPHANT
INTO A FRIDGE?

Magic Wand Him !

WHICH ARM DOES
THE OCTOPUS WEAR
HIS WATCH ON?

On His
Second Hand!

↓ Pay Small

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know why the mouse run up the clock, but we can help you to break your purchases into smaller payments.
With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$50 Takashimaya voucher
when you spend S$500 or more at selected merchants.
Use Pay Small and receive a S$100 Takashimaya voucher
when you spend S$5,000 or more at selected merchants.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Other Terms and Conditions apply.

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know why the hedgehog wants a massage, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$50 Takashimaya voucher
with a minimum spend at selected merchants.
Use Pay Small and enjoy S$20 off with every S$1,000 spent
(up to a maximum of S$5,000) at Ogawa.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Other Terms and Conditions apply.

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know why the wild goose chased the plane, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$50 Takashimaya voucher
when you spend S$2,000 or more at selected merchants.
Use Pay Small and receive a S$60 Takashimaya voucher
when you spend S$3,000 or more at selected merchants.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know how to help a hamster shop all day, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$20 Mustafa voucher
when you spend S$500 or more at Mustafa.
Use Pay Small and receive a S$100 Mustafa voucher
when you spend S$2,000 or more at Mustafa.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know how to stop a monkey jumping on your bed, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$50 Takashimaya voucher 
when you spend S$2,500 or more at
participating merchants from now
until 30 April 2017.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not be able to help a rabbit tie the knot, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$100 Takashimaya voucher
when you spend S$5,000 or more at Larry
Jewelry from now until 30 June 2017.

Terms and Conditions apply

* If you pay your Card Account in full each month. Other Terms and Conditions apply.

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not be able to fit an elephant into a fridge, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$100 Harvey Norman voucher
when you spend S$1,000 at Harvey Norman
from now until 30 April 2017

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

WITH 0%* INTEREST SPREAD YOUR PAYMENTS OVER LONGER PERIODS

We don’t know on which arm the octopus wears his watch, but we can make it easier for you to get your dream watch. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$100 The Hour Glass voucher
when you Pay Small at The Hour Glass from
now until 30 April 2017.

Terms and Conditions apply

* If you pay your Card Account in full each month. Terms and Conditions apply.

↓ Pay Small ↑ Home

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know why the mouse run up the clock, but we can help you to break your purchases into smaller payments.
With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$50 Takashimaya voucher
when you spend S$500 or more at selected merchants.
Use Pay Small and receive a S$100 Takashimaya voucher
when you spend S$5,000 or more at selected merchants.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Other Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know why the hedgehog wants a massage, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$50 Takashimaya voucher
with a minimum spend at selected merchants.
Use Pay Small and enjoy S$20 off with every S$1,000 spent
(up to a maximum of S$5,000) at Ogawa.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Other Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know why the wild goose chased the plane, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$50 Takashimaya voucher
when you spend S$2,000 or more at selected merchants.
Use Pay Small and receive a S$60 Takashimaya voucher
when you spend S$3,000 or more at selected merchants.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know how to help a hamster shop all day, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Use Pay Small and receive a S$20 Mustafa voucher
when you spend S$500 or more at Mustafa.
Use Pay Small and receive a S$100 Mustafa voucher
when you spend S$2,000 or more at Mustafa.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not know how to stop a monkey jumping on your bed, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$50 Takashimaya voucher 
when you spend S$2,500 or more at
participating merchants from now
until 30 April 2017.

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not be able to help a rabbit tie the knot, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$100 Takashimaya voucher
when you spend S$5,000 or more at Larry
Jewelry from now until 30 June 2017.

Terms and Conditions apply

* If you pay your Card Account in full each month. Other Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0% INTEREST* BREAK PURCHASES INTO SMALLER PAYMENTS

We may not be able to fit an elephant into a fridge, but we can help you to break your purchases into smaller payments. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$100 Harvey Norman voucher
when you spend S$1,000 at Harvey Norman
from now until 30 April 2017

Terms and Conditions apply.

*If you pay your Card Account in full each month. Terms and Conditions apply.

With Pay Small, getting your dream is now easier

WITH 0%* INTEREST SPREAD YOUR PAYMENTS OVER LONGER PERIODS

We don’t know on which arm the octopus wears his watch, but we can make it easier for you to get your dream watch. With Pay Small by American Express, you can now choose to spread your payments each month over a period of 6, 12, 18, or 24 months, at 0% interest*.

Receive a S$100 The Hour Glass voucher
when you Pay Small at The Hour Glass from
now until 30 April 2017.

Terms and Conditions apply

* If you pay your Card Account in full each month. Terms and Conditions apply.

With Pay Small, getting your dream is now easier

Break Your Purchases
into smaller payments

With Pay Small, an extended payment plan by American Express, you can choose to break purchases into affordable instalments over 6, 12, 18 or 24 months at 0% interest*.

* If you pay your Card Account in full each month. Terms and Conditions apply.

4 easy steps to PaySmall
Home ↑

Discover Our Partners who offer pay small

Browse through our merchants offering Pay Small.

list of participating merchants
Introduction to PaySmall ↑

Participating Merchants

Not an American Express Card Member? Click here to apply now. >

Special offers and promotions when you use Pay Small*

* No rewards (including Membership Rewards points, Cashback, KrisFlyer miles and STAR$®) will accrue or be earned in respect of Charges made under Pay Small. Other Terms and Conditions apply.
Our Partners ↑

Special offers and promotions when you use Pay Small*

find the right
card for you

Not an American Express Card Member? Browse our range of Cards and discover the right one to match your lifestyle.

Promotions ↑

questions
questions
questions

Find your answers to the most frequently asked questions here.

Frequently Asked Questions
Range of Cards ↑

10 Tips to Be
Card Smart

Useful tips to help you safeguard your Card, manage your spending, understand interest, and maintain a good credit score.

rollover to discover the tips
FAQ ↑

Pay small
terms and conditions

View the Terms and Conditions
10 Tips to be Card Smart ↑

Terms and Conditions

  • Understand your Credit Limit
    Understand your credit limitand don’t exceed it.
  • Know the Due Date of your payment
    Know the due date of your payment and be disciplined about a king payment on time and account for processing time at your financial institution.
  • Always pay at least The Minimum Due
    Always pay at least the minimum due to keep your account in good standing. For Charge Cards, remember to always pay your balance owing in full and on time each month.
  • MaintainYour Preferred Interest Rate
    Maintain your preferred interest rate by paying at least your minimum payment on time each month.
  • Use OnlineFinancial Management Tools
    Use online financial management toolsto keep track of your card spending. That way, there are no surprises when your statement arrives.
  • Consider consolidating outstanding balances into one convenient payment or to a lower interest rate.
    Consider consolidating outsanding balancesinto one convenient payment or to a lower interest rate.
  • AvoidTaking Cash Advances
    Avoid taking cash advances.They often incur a fee and can add to your debt and borrowing levels.
  • Make a Budget And Stick to It
    Make a budget and stick to it.Track your spending to help you remain aware and in control of your purchasing behaviour.
  • Regularly ReviewYour Monthly Statments
    Regularly review your monthly statementsto ensure that there are no errors or unauthorized charges on your account.
  • Safeguarding Your Card
    Safeguarding your Card. Know how to protect your cards from unauthorized or fraudulent usages. As long as you have acted responsibly in safeguarding the card and promptly informed American Express upon any incidence of card loss, your liability before reporting the card loss is limited to S$100 (The Platinum Card®, and Centurion Card enjoy zero dollar liability)
↓ Terms and Conditions

Frequently Asked Questions

↓ 10 Tips to be Card Smart

Select your preferred Card

The American Express® CapitaCard

The American Express® Singapore Airlines KrisFlyer Credit Card

The American Express® Platinum Credit Card

The American Express® True Cashback Card

↓ FAQ

Card Member Promotions

↓ Range of Cards

Participating Merchants

Not an American Express Card Member?
Click here to apply now.
↓ Promotions

4 Easy Steps to Pay Small

Step 1

Inform the on-ground staff that you would like to use Pay Small by American Express for your purchase

Step 2

Present your American Express Card

Step 3

Choose your instalment payment plan of 6, 12, 18 or 24 months

Step 4

That’s it - take your purchase home!

↓ Our Partners

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